Reduce business liability with the right commercial insurance

two men and a woman sitting a work table with laptop and paper discussing business liability and commercial insurance

Why insurance matters for business liability

Every company has business liability risk, whether you’re an independent consultant, a contractor, or a brick-and-mortar store. From slips and falls to construction accidents to professional errors, no business is immune to liability. 

Having the right commercial insurance in place protects you in three important ways. 

We know paying for commercial insurance isn’t always fun, but it’s necessary to protect your business, your employees, and your customers. Our team can help you get the right coverage at an affordable cost.

Avoid legal challenges

If a customer is injured or their property damaged and you don’t have the insurance to cover those damages, you could face a lawsuit.

Protect your reputation

Accidents happen, and how you handle them impacts your reputation. The right insurance policy can ensure you take care of your customers.

Avoid financial hardships

Paying for damage or injuries can add up quickly, and you don’t want those funds to come from your company’s cash flow.

Our commercial insurance services

We’ve been helping Oklahoma businesses manage their business liability with commercial insurance policies since 1980. 

to protect your business against the financial risks of property damage or bodily injury.

to care for your employees if they’re injured on the job.

to cover your vehicles and your people.

While those categories are the three most common policies our clients need, we can help with any aspect of commercial insurance. That includes umbrella policies, contractor’s equipment, commercial property, builder’s risk, and more. 

A black and silver sign for Oak Tree, an Oklahoma insurance agency, displaying its name, logo, and contact details.
Two professionals in an office discussing business liability solutions while working on a laptop and desktop computer.
Two senior men shaking hands and smiling, representing a successful business liability partnership.
A team of four professionals discussing business liability policies at a conference table with documents.
A focused business professional working at a computer, ensuring business liability policies are properly managed.

About our Oklahoma insurance agency

Oak Tree Agency first opened in 1980 to help Oklahoma contractors and businesses with their insurance needs. Today, we have three generations working in our family owned company as we continue to provide personalized support for clients in a wide range of industries. 

Our clients include HVAC companies, plumbers, electricians, roofers, oil and gas companies, daycares, indoor playgrounds, consultants, and much more. They value our educational approach, our extensive industry knowledge, and our commitment to customer service. 

When you call our agency with a question, you talk to a helpful member of our team, not an automated system. 

> Meet our team

WHAT PEOPLE ARE SAYING

Why companies choose us for commercial insurance

As a family owned company, we understand what goes into running a small business and why it’s important to protect it. We love what we do, and we love working with small businesses to help mitigate their business liability and protect their livelihood. 

Chantz Cumley
“Absolutely amazing agency. I will never use anyone else. They provide all of the insurance for my business. They always make us feel like a priority. Recommend for any and all insurance needs!!!”
Tiffany Wright
“Amy and the staff at Oak Tree have been a blessing and a wonderful addition to our business resources! They are always quick and professional! Thank you!!”
Teri Voss
“Oak Tree Agency is locally owned and operated by the Worden family. They treat their customers as friends, and are absolutely at the top of the scales in areas of professionalism, honesty, and integrity.”

Our process for commercial insurance

As an Oklahoma insurance agency, we’ve been helping companies manage their business liability with commercial insurance for 40+ years. Whether you’re a new business or simply want to explore new options for insurance, our team is here to help. 

While we are experts in commercial insurance, we know that you’re probably not. We make the process as simple and straightforward as we can, and we’re happy to answer any questions along the way to help you understand the recommended coverage and why it matters for your business.

STEP 1

Request
a quote

Call, email, or complete our online form to request a quote. We’ll send you a form to gather the necessary details for the quote.

STEP 2

Review
the quote

We’ll complete the initial applications and send quotes for insurance policies that meet the needs of your business.

STEP 3

Sign, pay,
and bind

Once you choose your coverage, simply sign and pay online so we can bind coverage and provide a certificate of insurance.

STEP 4

Gain peace
of mind

Keep doing what you do best with the peace of mind that you have the right insurance policy to protect you and your business.

Ready to get started? 

Not sure what you need?

We’ve worked with hundreds of companies in our 40+ years in business to get them the right commercial insurance coverage for their business liability risk. Contact our team today to discuss your business. We can help answer your questions and get a plan in place.