Personalized Service for Contractor Insurance & Commercial Insurance
We’re Here to Help
We’ve been providing personalized service for contractor insurance and commercial insurance in Oklahoma since 1980. We know the insurance industry, and we care about your business!

Outstanding customer service
Our clients value our personalized approach, our friendly team, and being able to reach a real human being with any questions.
Experienced, helpful team
We’re a family owned insurance agency that has been serving Oklahoma for 40 years, and we have three generations working in our office.
Affordable business insurance
We work to understand your business and the risks involved to ensure you get adequate but affordable business insurance coverage.
How we help with affordable business insurance
Oak Tree Agency helps Oklahoma businesses get the right contractor insurance and affordable business insurance coverage for their needs.
Our three primary services include:
General Liability
General liability insurance protects you and your business from general claims involving bodily injuries and property damage. Accidents happen, and nearly every business needs this type of insurance.
Workers’ Compensation
Workers’ compensation insurance provides medical care and cash benefits if an employee is injured on the job. If you have employees, and in some cases 1099 contractors, you’re required to have this insurance.
Commercial Auto
Commercial auto insurance protects small businesses when a company-owned vehicle is involved in a collision, or is stolen, vandalized, or otherwise damaged. It also covers bodily injuries in the event of an accident.
Additional insurance services include:
- Umbrella policies cover losses above the limits of your primary policy.
- Contractor’s equipment insurance protects owned equipment against things like breakdown, theft, vandalism, accidents, and damage caused by fire, floods, or other incidents. The policy can extend to rented equipment.
- Commercial property insurance protects the company’s real estate and onsite physical assets, including business personal property and the personal property of others.
- Commercial contents insurance covers what’s inside the property and usually anything within 100 feet of the premises, including both owned and rented assets.
- Builder’s risk insurance covers property and construction materials during a construction project.
- Bonds are a legal contract between the party purchasing the bond, the third party that receives the benefit of the bond, and the insurance company. We can provide bid and performance bonds of any size as well as bonds required by CIB.
- HOA property is a type of commercial property insurance paid through the dues you pay your homeowners association (HOA). It covers physical damage to structures and common spaces that are managed by your HOA, plus certain liability expenses.
- Homeowners insurance is a package policy that provides property insurance covering damage to your residence, as well as liability coverage.
- Personal auto insurance provides financial protection for physical damage or bodily injury resulting from traffic collisions plus liability that could arise from vehicle incidents.

Not sure what you need?
Contact our team to discuss the types of insurance you need and whether an umbrella policy or other specialized insurance is right for you. We’ll ask some questions and help ensure you have the right coverage in place to protect you and your business.
Personal Attention for Contractor Insurance and Commercial Insurance
We’re a family owned company with three generations working in the office, and our customers love the personal attention we provide for their insurance needs. We’ve been helping Oklahoma companies with contractor insurance and commercial insurance for 40+ years.
If you are looking for an insurance agency that cares about you and your business, let’s chat.
Our process for commercial insurance
Whether you’re a new business owner needing insurance coverage for the first time, an experienced business owner looking for a more affordable business insurance policy, or a business owner needing an umbrella policy, we’re here to help.
We make the process as simple and straightforward as we can, and a real human being is here to answer any questions you may have.
STEP 1
Request
a quote
Call, email, or complete our online form to request a quote. We’ll send you a form to gather the necessary details for the quote.
STEP 2
Review
the quote
We’ll complete the initial applications and send quotes for insurance policies that meet the needs of your business.
STEP 3
Sign, pay,
and bind
Once you choose your coverage, simply sign and pay online so we can bind coverage and provide a certificate of insurance.
STEP 4
Gain peace
of mind
Keep doing what you do best with the peace of mind that you have the right insurance policy to protect you and your business.
Ready to get started?
Not sure what you need?
We’ve worked with hundreds of companies in our 40+ years in business to get them the right commercial insurance coverage for their business liability risk. Contact our team today to discuss your business. We can help answer your questions and get a plan in place.