Commercial Auto Insurance Customized to Fit Your Business Needs

A row of white commercial vans parked in a lot, representing the need for commercial auto insurance coverage.

We’re Here to Help

We know what it takes to run a small business because we are one, and we take pride in helping you protect your business with the right commercial auto insurance, trucking company insurance, or other insurance needs.

Outstanding customer service

Our clients value our personalized approach, our friendly team, and being able to reach a real human being with any questions.

Experienced, helpful team

We’re a family owned insurance agency that has been serving Oklahoma for 40 years, and we have three generations working in our office.

Decades of experience

With 40+ years of experience, we work to understand your business and the risks involved to ensure you get the right insurance coverage.

Why Our Clients Value Our Approach

We’re a family owned company with three generations working in the office, and our customers love the personal attention we provide for their insurance needs. We’ve been helping businesses with commercial auto insurance and trucking company insurance for 40+ years, and we look forward to helping you find the right policy as well.

Brad Anderson
"We have been using Oak Tree for Years. Customer service is exceptional. Amy and Ginnie are on top of it!"
Justin Hubbart
"You will not find a better family-owned and run business. I'm probably not their easiest customer to deal with, but they have always taken exceptional care of me. No plans on ever going anywhere else."
Patricia Abbott
"Amy Crowell did excellent work getting insurance for my self-employed job, where others could not. I highly recommend her. Thank you, Amy!"
Dean Gunter - Akila Protective Services, LLC
"Amy and Oak Tree are amazing to work with. She does everything she can to get you the best policy available for the best price."
Kingsley Sutch
"The best insurance company I have dealt with in 30 years of business. Top Notch!!!"
Chantz Cumley
"Absolutely amazing agency. I will never use anyone else. They provide all of the insurance for my business. They always make us feel like a priority. Recommend for any and all insurance needs!!!"
Tiffany Wright
"Amy and the staff at Oak Tree have been a blessing and a wonderful addition to our business resources! They are always quick and professional! Thank you!!"
Ted Fowler
"They are awesome! Very helpful!"
If you are looking for an insurance agency that cares about you and your business, let’s chat.

Our process for commercial auto insurance

If you need commercial auto insurance or trucking company insurance, our team is here to help. We make the process as simple and straightforward as we can, and we take a personalized approach to helping our clients throughout the process.

STEP 1

Request
a quote

Call, email, or complete our online form to request a quote. We’ll send you a form to gather the necessary details for the quote.

STEP 2

Review
the quote

We’ll complete the initial applications and send quotes for insurance policies that meet the needs of your business.

STEP 3

Sign, pay,
and bind

Once you choose your coverage, simply sign and pay online so we can bind coverage and provide a certificate of insurance.

STEP 4

Gain peace
of mind

Keep doing what you do best with the peace of mind that you have the right insurance policy to protect you and your business.

Ready to get started exploring your options for commercial auto insurance?

An inadequate policy can put your business at risk

When your vehicle is part of your business, a commercial auto insurance policy is an important part of protecting you, your vehicle, and your business. Make sure you have the right policy and right level of coverage in place.

Commercial Auto Insurance: Frequently Asked Questions

What is commercial auto insurance?

Commercial auto insurance is a policy that protects cars, trucks, vans, or other vehicles used for business purposes. Similar to other vehicle insurance policies, these policies typically cover liability, collision, comprehensive damage, and medical expenses.

If you have a vehicle that transports goods or people for business purposes, you need commercial auto insurance. Commercial auto insurance is available for companies of all sizes, including small businesses, contractors, and larger companies with a fleet of vehicles.

Yes, most commercial auto insurance policies cover any employee using a commercial vehicle. If you or your employees are using a personal vehicle for business purposes, you may need a non-owned auto insurance policy, which covers that vehicle when it’s being used for business.

In some cases, it might be for individuals or very small companies. Some personal auto insurance policies can be written for commercial use, but you cannot get a certificate of insurance for a personal policy. We recommend reviewing your personal policy carefully to see what coverage it offers for commercial use.

Typically, commercial auto policies don’t cover intentional damage, personal belongings in the vehicle, or wear and tear. In some cases, you may need separate cargo insurance to cover the materials you transport.

Commercial auto insurance policies and trucking company insurance policies can be customized to meet the needs of your business. Our team will work with you to gather the necessary information about the number of vehicles, number of drivers, and how the vehicles are used in your business. We’ll then work with our underwriters to determine the recommended policy to protect your company, your vehicles, and your people.

Not sure what you need?

We’ve worked with hundreds of companies in our 40+ years in business to get them the right commercial insurance coverage for their business liability risk. Contact our team today to discuss your business. We can help answer your questions and get a plan in place.